ABOUT OUR COMPANY:
The crushing weight of debt is something that we believe holds people back from reaching their dreams and making a splash in the world. So in 2013, after seeing our friends and family struggle with student loans, we created Splash Financial.
Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $135 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners, and more.
But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started..

ABOUT OUR WORKPLACE:

Splash is remote-first, and proud of it — though our collections team works in-person at our Arizona location.

We spend our days simplifying financial products and getting them into the hands of people who need them most. Right now, we’re focused on building financial technologies that fundamentally transform how the industry lends.

Although Splash has been around since 2013, we still operate like a startup — fast-paced, nimble, and full of heart. We’re good people who care deeply about doing meaningful work and we approach challenges with creativity, passion, and urgency.

And to hire the best, we provide the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-ups and access to engagement tools that keep us connected — even from afar.

At Splash, everything we do is guided by our values:

Own It – We take full accountability and follow through on commitments.

Raise the Bar – We move fast, innovate faster, and push through barriers.

Say the Hard Thing – We speak up with honesty, respect, and a desire to solve problems and make things better.

Elevate Each Other – We win as a team by lifting each other up.

These values show up in how we work and how we connect — whether we’re collaborating on big projects or bonding over everyday moments. Yes, we even have Slack channels for #kids-and-pets and #food because we believe being human makes us better teammates.

WHAT YOU’LL DO AT SPLASH:

Develop and enhance our React and NextJS website, building new features, optimizing existing functionality, and ensuring high performance.
Partner with backend engineers working in PHP and Clojure to design cohesive end-to-end features, ensuring smooth integration between frontend components and backend services.
Lead projects of varying complexity, driving them from inception to delivery, collaborating closely with Product Managers and fellow engineers.
- Write technical design documents, creating clear and maintainable specifications for your projects.
- Take ownership of creating and managing Jira cards, driving clarity and accountability for tasks and deliverables.
Design, execute, and monitor A/B tests (experiments) using feature flags, evaluating their impact on user behavior and business metrics.
Implement and maintain observability for the platform, creating alerts, monitors, and dashboards for proactive monitoring and troubleshooting.
Contribute to maintaining production stability, investigating and fixing bugs, and providing support to ensure a smooth user experience.
Work fully remote, communicating and participating actively in our highly collaborative culture

WHAT YOU’LL BRING TO SPLASH:

Experience: At least 10 years of software development experience with:
- More than 5 years working with React
- More than 2 years working in a true full stack or backend-intensive environment
Performance Optimization: Proficient with profiling and optimizing React applications for high performance
UI/UX: Strong understanding of UI/UX principles, component libraries, and responsive design
CI/CD: Experience with CI/CD pipelines and modern deployment strategies
Observability: Familiarity with logging, monitoring and alerting, dashboards, and metrics
Collaboration: Comfortable communicating and collaborating with Product Managers, Designers, and Frontend + Backend Engineers
Growth Mindset: Strong desire to keep growing and take on new challenges
High Engagement: High level of motivation and engagement, showing strong commitment to both individual and team success

Bonus Attributes (Preferred but Not Required):

Leadership Experience: Experience leading teams or overseeing significant projects
https://jobeax.com/link/Z30sZYC3jcRenVso Expertise: Proficiency with https://jobeax.com/link/Z30sZYC3jcRenVso, including server-side rendering (SSR), static site generation (SSG), API routes, and dynamic routing.

Our Tech Stack:

Frontend: React, https://jobeax.com/link/Z30sZYC3jcRenVso, ClojureScript
Backend: Clojure
Data: PostgreSQL
Architecture: Service-oriented, event-driven systems
Infrastructure: AWS, Kubernetes, serverless architecture, CI/CD pipelines

Compensation:

The base salary range for this role is $140,000 to $200,000 annually, based on market data and internal compensation practices. This role may also be eligible for a bonus component tied to individual and company performance. Final compensation will be determined by factors such as location, experience, and skill level.

SPLASHERS ENJOY:

Fully remote work freedom (for most roles)
Competitive salary packages
Flexible PTO + 9 company holidays
Equity: Share in our start-up success
Comprehensive and affordable insurance benefits
Paid parental leave for both caregivers
Essential modern equipment to get the job done
Fully paid Claude subscription to supercharge your work
401(k) for your future savings
Quarterly meet-ups: In person & virtual fun
Awesome Splash swag to flaunt your team spirit

Employment at Splash is based on individual merit. Opportunities are open to all, without regard to race, color, religion, sex, creed, age, handicap, national origin, ancestry, military status, veteran status, medical condition, marital status, sexual orientation, affectional preference, or other irrelevant factors. Splash is an equal opportunity employer.

JOB OFFER & RECRUITMENT SCAM NOTICE

At Splash Financial, we want candidates to feel confident and safe throughout the hiring process. Unfortunately, scammers sometimes pose as employers to trick job seekers into sharing personal information or money.

PLEASE BE AWARE:

Splash Financial will never ask for payment , banking details, or cryptocurrency as part of our hiring process.
All legitimate job communications from Splash Financial will come from an @splashfinancial.com email address.
We do not conduct interviews solely via text message or chat apps.
Any offer of employment will be made only after a formal interview process and will be sent directly from Splash Financial.

IF YOU RECEIVE A SUSPICIOUS MESSAGE:

Do not respond or share personal information.
Do not click on unknown links or download attachments.
Report the message to careers@splashfinancial.com

Senior Software Engineer - Full Stack

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