Payment Lifecycle Associate I in Bombay, भारत

Job Description

Join a team shaping the future of digital payments and drive your professional growth. Unlock your potential and make a meaningful impact in a fast-paced and innovative environment.

As a Payment Lifecycle Associate I within Payments Operations, you will enhance our payment operations framework by streamlining processes, implementing new technologies, and developing operational functions, while managing payment processing across various products to ensure smooth fund transfers and reconcile purchase and sales options, futures, or securities. Leveraging your proficiency in automation, cybersecurity, and anti-fraud awareness, you will ensure the security and efficiency of our payment lifecycle. Your ability to manage stakeholders, influence decisions, and handle conflicts will drive mutually beneficial outcomes, while your strategic planning skills will guide our direction and resource allocation decisions. Additionally, your proficiency in AI/ML will be utilized to solve complex problems and enhance processes, applying your knowledge in market product and process improvement to optimize our operations.

Job responsibilities

• Provide overall supervision / leadership to the staff during their shift operating window.  
• Monitor and report shift and site/ shift performance. 
• Review staffing and volume trends to ensure the optimal capacity plan is in place. 
• Foster information sharing so that continuity of data exists within the site and across the business. 
• Develop an environment of continuous focus on quantifiable productivity and quality. 
• Constant and regular review of processes and performance with focus on improving departmental competency / performance rating. 
• Regular reviews of procedures assuring new processes are documented. 
• Identify business knowledge gaps and ensure everyone has ownership of deliverables. 
• Deva team that is responsive to dynamic organizational and operational changes. 
• Foster and champion High Performance Culture where people are empowered to make decisions that affect their work/environment.
• Review complex and aging inquiries which require a higher level of technical expertise, the escalation of risk items and customer issues. 

 

Required Qualifications, Skills and Capabilities:

• Masters Degree (e.g. CA, ICWA, MBA) with minimum 3 years of post-qualification experience in a similar environment; or Graduate with minimum 6 years of Financial Operations Processing/Investigations experience, including team management experience in a similar environment
• Experience and a good working knowledge of various aspects of International Payment Processing Operations & /or Investigations and Compensations function.  
• Good Knowledge of SWIFT & international payment conventions & practices is a must. 
• Good project management, and analytical skills.  
• Good knowledge of MS Access, Excel, PowerPoint, and Word. 
• Experience of working / partnering with Risk, Audit and Compliance to meet the overall organizational plans.
• Able to demonstrate Customer/Stakeholder focus by handling varied levels/ complexities of client contacts and issues

 

Preferred Qualifications, Skills and Capabilities:

• Prior Experience in Client and Third party banks investigations/Compensations for Multicurrency payments will be an added advantage
• Developing experience using AI-powered analytics, workflow automation, or intelligent process tools to drive efficiency gains, reduce manual effort, or improve accuracy in operational processes

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our  FAQs for more information about requesting an accommodation.

About the Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.