Data & Reporting Analyst (Credit Card Risk) in Bhopal, भारत

About Kadel Labs

Kadel Labs is a deep-tech IT services company delivering high-quality technology solutions since 2017. We specialize in Digital Transformation, Data Engineering, Cloud, AI/ML, and Enterprise Applications, helping global enterprises build scalable and innovative solutions. Kadel Labs is a CMMI Level 3 and ISO 27001:2022 certified organization committed to engineering excellence and customer success.

About the Role: Data & Reporting Analyst (Credit Card Risk)

• Role Purpose: Own risk data pipelines, portfolio MIS, and recurring risk reporting for the US credit card portfolio.
  
  
  

• Key Responsibilities
  

  • Build and maintain automated risk reports and dashboards (delinquency, roll rates, vintage curves, portfolio KPIs)
    
  • Develop and optimize SQL/Python data pipelines feeding risk analytics and regulatory/management reporting
    
  • Perform data quality checks, reconciliation, and issue resolution across risk data sources
    
  • Leverage AI tools/agents to automate reporting workflows and self-serve analytics
    
    
    

• Role-Specific Skills
  

  • Strong SQL (complex joins, window functions); Python for automation (pandas)
    
  • Experience with BI tools (Tableau, Power BI, or similar) preferred
    
  • Familiarity with credit card data structures: transactions, statements, bureau data, delinquency buckets
    

Requirements

• US Credit Card Experience: Hands-on experience supporting US credit card portfolios (issuing side) — e.g., US bank, card issuer, fintech, or captive/GCC supporting a US card business
  
• Python / SQL: Strong proficiency in Python and/or SQL for data extraction, analysis, and automation
  
• AI / AI Agent Experience (3+ years): More than 3 years of experience working with AI — building or working with AI agents, LLM-based solutions, machine learning models, or AI-driven analytics in a professional setting
  
• Excel: Advanced Excel skills, including pivot tables, complex formulas, and building management-ready reports and dashboards
  
• Communication: Strong written and verbal English communication; ability to work with US-based stakeholders and overlap with US business hours as needed