AVP/ VP -Risk Management (Digital Finance & Artificial Intelligence Risk Management) in Bangalore, भारत

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Skills and Competencies

• 9+ years of experience, including 5+ years in technology governance, risk, and control, covering self assessments, control evaluation, and regulatory compliance within financial services, with a strong focus on AI and digital finance
• Broad technology experience across digital finance, AI, data, and large scale systems, operating in highly regulated, global environments with significant complexity
• Hands on experience with GRC platforms (e.g., OpenPages or similar) and strong proficiency with the Microsoft Office suite
• Proven ability to navigate product and tool development, particularly at the intersection of technology and data, partnering closely with engineering and business teams
• Strong stakeholder management skills, building and sustaining effective relationships between business, technology, risk, and compliance stakeholders
• Demonstrated capability to evaluate and prioritize strategic initiatives, balancing competing stakeholder needs and driving alignment across AI, digital finance, technology, and data priorities
• Highly effective, independent contributor with strong analytical thinking, communication skills, adaptability, and experience leading or contributing to large, cross functional global initiatives

• Deep expertise in artificial intelligence, with a track record of implementing advanced AI solutions to drive strategic transformation and operational efficiency. Strong experience using AI tools to lead innovation initiatives. Demonstrated leadership in managing AI-related risks, ensuring ethical governance, and fostering a culture of responsible AI adoption across the organization

Education

• Master’s or Bachelor’s in a technology discipline (Computer Science, Information Management, Computer Engineering, Cyber Security or equivalent)
• Relevant certification is desirable, e.g., CISSP, CISM, CISA. Working knowledge of Risk Management life cycles based on established frameworks: NIST, ORX, ISO 27001

Responsibilities

The employee will serve as a key member of the first line of defense, providing embedded risk expertise across AI and Digital Finance to ensure effective risk identification, mitigation, and governance alignment.

• Implement and maintain risk controls for digital finance and AI processes as first line of defense (1LOD) for Digital Economy team
• Identify, assess, and mitigate operational and technology risks across AI models, platforms, and digital finance tools
• Collaborate with business units to embed risk management practices into day-to-day operations and ensure compliance with governance standards
• Maintain complete, accurate, and timely documentation of controls, RCSAs, mitigation plans, and all risk activities within GRC tools to support effective monitoring and reporting
• Monitor emerging AI and digital finance risks, escalate issues promptly, and drive timely remediation actions
• Develop and track Key Risk Indicators (KRIs) and ensure adherence to tolerance levels
• Support risk governance through committee reporting and by maintaining policies and procedures aligned with enterprise risk, regulatory, and compliance requirements
• Provide training and guidance to business teams on AI and digital finance risk management practices
• Partner with technology and vendor teams to manage risks related to platforms, models, third party dependencies, and data usage
• Drive continuous improvement of risk processes, reducing complexity while enhancing efficiency, scalability, and control effectiveness

About the team

Digital Economy team at Moody’s Ratings focuses on assessing and managing risks emerging from digital finance, artificial intelligence, and cyber threats, which are reshaping global financial systems and credit markets. The team provides thought leadership and analytical insights into how technologies like blockchain, AI, and digital assets impact operational resilience.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.